Every time Angelica and her friends get together, everyone comments on the discounts they got thanks to the points program on their card, the offer they found and that was valid only by card, the prizes they won and even trips they made for having accumulated kilometers. Everyone but her.
Angelica wonders why she cannot receive similar benefits if she also has a credit card and, like her friends, uses it regularly. What do you need to know? How can you stop being a passive user and take advantage of all these benefits? If, like Angelica, you want to make the most of your credit card, this article is for you.
To start enjoying these benefits is to know what they are
Information is a key point to become an active user. Approach the office of the bank or institution to which your card belongs and ask a worker to inform you about the points program. If your card does not have one, you can ask directly: What benefits do I get when using this card?
Among the benefits are also special discounts when shopping in some stores, accumulate kilometers for a specific amount in purchases, travel insurance, among others. It all depends on the type of card you have. If you do not have time to approach an office, you can enter the web and request the card information. There you can see if some or all of the above applies to your plastic.
In addition, you can also subscribe to the newsletter of the bank or institution, if it has one. Many times companies send information about new discount campaigns or promotions by mail. If your bank does, subscribe! So you will be informed of everything “new” that appears and you can take advantage of it if you wish.
If after requesting the information you find yourself with the surprise that the “benefits” offered by your card are actually null, it is time to change it! With the Wolfdietrich credit card comparator you can see the different cards that the market offers you – according to your income – interest rates and benefits. There may be another card that offers you an equal or lower interest rate and, in addition, many benefits!
We need to think with a cool head
You must evaluate when it will be good to use your card to take advantage of promotions and when not. Remember, the fact that you have benefits does not mean that you have to use your credit card for everything because that will only harm your financial situation and you will find yourself with many payments to make at the end of the month and little money to deal with them.
If so far you have been a good payer, the objective of the article is that you continue to be but also, you can take advantage of the benefits that your card gives you.